Should You Invest In Life Insurance?

Should You Invest In Life Insurance?

My answer to this: it depends.  If someone relies on you economically, then you need insurance.   But do you select a term or a permanent policy? When you hear advisors and agents suggesting that you “invest” in life insurance, they are referring to the cash-value...
Do You Have Employer Stock In Your 401(k)?

Do You Have Employer Stock In Your 401(k)?

Let’s start with a couple of questions: Do you have employer stock in your 401(k)? Is that stock highly appreciated?   If yes, do you ever wonder what happens to it when you leave? Are you aware of special tax treatment on the stock? Read on to make sure you’re...
Do you have a knot in your finances?

Do you have a knot in your finances?

Have you ever had a knot in your favorite chain necklace that you are determined to get out?  How do you start? You need to start pulling away at the knot to figure out your plan of attack, and oftentimes, you don’t get it right on the first attempt.  I find parallels...
Top 5 Most Freqeuntly Asked Questions

Top 5 Most Freqeuntly Asked Questions

Here are the top 5 questions I get asked the most: 1. What’s your best career advice? Invest.  Invest in yourself, your family, your career.  While I can’t help you directly with those items, I can help you indirectly by investing in the market.  Is it risky?  It can...
Thoughts for Year-End

Thoughts for Year-End

Don’t freak out! This list of items to consider before year-end isn’t meant to be overwhelming, intimidating, or confusing.  If you’re anything like me, time seems to go by faster every year, and these last two months are no exception.  These ideas may be old...