SUBSCRIBE TO STAY UP TO DATE

How To Plan For Rising Health Care Costs
How To Plan For Rising Health Care Costs

Health care costs continue to rise with no signs of slowing down. This makes health care one of the most significant expenses you'll face in retirement. A person retiring at age 65 today may spend approximately $165,000 on healthcare during retirement. For married...

How Beautiful is The One Big Beautiful Bill Act
How Beautiful is The One Big Beautiful Bill Act

One Big Beautiful Bill Act: What You Need to Know On July 4, 2025, President Trump signed into law the One Big Beautiful Bill Act (OBBBA), a comprehensive tax and spending package that reshapes numerous areas of U.S. fiscal policy. Here, we break down key items that...

Thinking Beyond Interest Rates By Paying Off Debt
Thinking Beyond Interest Rates By Paying Off Debt

The Real Cost of Debt When most people evaluate debt, they fixate on the interest rate. But as Morgan Housel argues in “How I Think About Debt” (Collaborative Fund, April 30, 2024), debt affects much more than your wallet—it narrows the range of life outcomes you can...

5 Financial Mistakes To Avoid In Your 40’s
5 Financial Mistakes To Avoid In Your 40’s

5 Financial Mistakes People Make in Their 40s (And How to Avoid Them) Your 40s are a financial crossroads. You may be earning your highest salary yet, but you're likely juggling big expenses, including kids, mortgages, aging parents, and more. It's easy to get caught...

Building A Diversified Time Portfolio
Building A Diversified Time Portfolio

Your Time Portfolio: How to Diversify Your Days to Actually Feel Free In personal finance, we’re told to build diversified investment portfolios to protect against risk and maximize return. But there’s another portfolio we should be managing with the same level of...

Concentrated Stock
Concentrated Stock

Three Strategies to Reduce Concentrated Stock When managing your investments, having too much of one thing can be risky—especially if that “thing” is a single stock or a handful of highly correlated stocks. You’re not alone if you’ve found yourself heavily invested in...