by Ashlee Desteiger | May 21, 2026 | Food For Thought
Let’s get this out of the way: Retirement is no longer an age. It’s an economics problem. And most successful people in their 40s are approaching it with a 1995 mindset. The Biggest Mistake? Assuming Time Will Bail You Out High earners love to say things like: “I’ll...
by Ashlee Desteiger | Apr 21, 2026 | Food For Thought
Let’s start here: $1M is not impressive anymore. It’s just the price of admission. And if your net worth is between $500K and $2M, you’re not “set.” You’re smack in the middle of the most deceptively risky phase of wealth building. The Lie: “If I Just Keep Doing What...
by Ashlee Desteiger | Feb 26, 2026 | Food For Thought
The Risk You’re Actually Taking If you ask most investors what worries them right now, you’ll hear some version of the same answer: “The market.” It’s either too volatile, too expensive, or too unpredictable. And while market risk is real, here’s the...
by Ashlee Desteiger | Dec 22, 2025 | Food For Thought
If you’re 45 and paying close attention to your money, you’re probably doing what most conscientious investors do: You check your accounts. You read the headlines. You notice what’s working and what isn’t. And when something feels off, you start tweaking your...
by Ashlee Desteiger | Jun 19, 2025 | Food For Thought
The Real Cost of Debt When most people evaluate debt, they fixate on the interest rate. But as Morgan Housel argues in “How I Think About Debt” (Collaborative Fund, April 30, 2024), debt affects much more than your wallet—it narrows the range of life outcomes you can...
by Ashlee Desteiger | May 27, 2025 | Food For Thought
5 Financial Mistakes People Make in Their 40s (And How to Avoid Them) Your 40s are a financial crossroads. You may be earning your highest salary yet, but you’re likely juggling big expenses, including kids, mortgages, aging parents, and more. It’s easy to...
