Navigating the Market

Navigating the Market

Let’s Start with The Soft Stuff… In every bear market, diversification comes into question. In 2008 it was housing. This time around, it’s bonds. It’s not typical to see stocks and bonds go down simultaneously. Does that mean diversification is dead?  Or are we here...
How To Protect Your Digital Assets

How To Protect Your Digital Assets

Emails, text messages, airline miles, cloud storage, social profiles How much wealth is represented by your digital assets? “I don’t have any papers – everything is online.” Have you heard this line before? Well, that’s great until it isn’t. Wealth is in jeopardy if...
Installment Sales to Grantor Trusts

Installment Sales to Grantor Trusts

What are tax rates going to be in 20 years? What will estate taxes look like in 30 years? How can you protect your family’s wealth for generations to come? While we can’t predict the future, we can introduce you to a strategy that exists today: Installment...
What’s A Direct Indexing Strategy?

What’s A Direct Indexing Strategy?

Direct Indexing – Your Top 6 Questions Answered   What is it? Direct indexing is an investment strategy where an investor tracks the performance of a specific index with two goals in mind: Track the return of the index. Generate “tax alpha.” This is...
Social Security Strategies

Social Security Strategies

Want to figure out how to milk every last drop? Social Security as Longevity Insurance By 2033, the Social Security Administrations (SSA) estimates a benefit shortfall of about 24%. While it seems unlikely the SSA will eliminate the benefit, it may be prudent to plan...
529 Plans: Top 10 Considerations

529 Plans: Top 10 Considerations

Before we get into the Top 10 Considerations (& Mistakes) for 529 Plans, let’s start with the basics. Why are 529 Plans so popular? There is no income limit to contribute. Take advantage of an opportunity for an income tax exemption. There is no tax on the...