by Ashlee Desteiger | May 28, 2023 | Technical Topics
Annuities have a bad reputation, but is it warranted? Annuity types vary, but the most common are: Fixed Annuities pay out a specific amount to the payee. Variable Annuities are precisely that – payments vary based on the underlying portfolio’s returns. Indexed...
by Ashlee Desteiger | Apr 27, 2023 | Technical Topics
Exhausted by the daily market moves? Last year (2022) was tough; stocks and bonds moved in tandem (negatively) for only the fourth time in history. The S&P 500 and Barclays Aggregate returned negative 18.1% and 13.0%, respectively. On top of that, there were 65...
by Ashlee Desteiger | Mar 30, 2023 | Technical Topics
Do you have an estate tax issue? Here are some fancy estate planning concepts broken down in plain English. But first, let’s start with the basics. What’s the current exemption? The estate tax exemption will be HALVED in 2026 due to the expiration of the...
by Ashlee Desteiger | Feb 27, 2023 | Technical Topics
It’s too early in the year to feel defeated! Once taxes are out of your hair, consider addressing these six items as we head into Q2. Here is your 2023 checklist: High Yield Savings Account What’s the interest rate in your checking/savings account?...
by Ashlee Desteiger | Jan 30, 2023 | Technical Topics
The Secure Act 2.0 passed on December 29, 2022, with over 100 changes to existing retirement rules! While we aren’t sure who has the time to craft these nuanced rules, we identified seven key planning items effective over the next few years related to Secure Act...
by Ashlee Desteiger | Nov 29, 2022 | Technical Topics
How do you talk to your kids about money? More importantly, how do you react when they ask about it? Do you embrace it or avoid it? Much of your reaction depends on how you interacted with your parents about money. For many of us, that involved silence!...
